The $1 rule, and 43 other easy ways to be better with money
Lucy Dean from The Australian Financial Review kindly asked us for our money saving tips, check out the complete list for some gold.
Our tips:
Easy way to save heaps on your mortgage – work out your “budget” (just understanding – not cut to the bone) and have this amount sent straight to your everyday account from your paymaster – then anything over this amount have sent straight into your loan – that means any variable income like bonus or overtime is rapidly repaying your loan
Have your groceries delivered, set up clear lists like “weekly” “quarterly” etc to make it quick and easy – and avoid impulse buying at the checkout
Look at farmers markets for a nice social outing in the sun on the weekend as well as saving money and buying better quality produce – in my experience you’ll also make great friends from the vendors!
When it matters, the old adage “buy nice or buy twice”, assess important purchases – are you better buying the really good school shoes that will last all year or end up buying the cheaper ones each term
Assess assess assess – check your insurances, telco, utilities and of course mortgage regularly to avoid paying a loyalty tax
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