What happens at settlement (and do I have to be there?)
When you buy a property, or complete a refinance, the final step is called ‘settlement’ and resembles something like a stock room floor...
Interest only loans, why and what does it mean?
An interest only loan is a tool to help your cashflow, but recent changes in lending make them a little harder to qualify for. We look at wh
How a lender assesses your loan
There’s a basic process that all lenders follow in assessing your application, understanding this can get you in a better position for an...
Inspiration for the challenging times - subtitled why you might not get approved walking into your l
Some of my proudest moments are when the conversation starts with “I don’t think I can do anything at all” & with our guidance they do. I...
What is a split home loan?
A split loan is as simple as dividing your loan into two or more loans for the purpose of having different features on each split, or tracki
The stepping stone home gets you into your dream home.
I want to introduce you to the concept of the stepping stone house – that is, the house you can afford now which gets you into the market...
The simplest way to pay off your mortgage
The simplest way to pay off your mortgage sooner is to make bigger mortgage repayments and get the money into your loan sooner. Interest...
Bridging loans exposed
What a bridging loan does is essentially gives you the finance to buy a new property without your old home being sold, yet. This gives...
Thinking about property investment? Start with the ending for a clearer path.
Knowing what you want to achieve and why you are investing in property means you can choose better, tastier options that are more likely...
A small renovation, like a new kitchen, could cost you as little as $40 a week, or nothing at all if
Most of us are living with at least one home feature that we don’t love – a kitchen, a bathroom, old deck or lack of car accommodation –...
