Renovating to sell
It’s a natural urge to want to present your home at it’s best before you sell but can I ask you to pause before you start a full scale...
How to find and keep a tenant for longer.
Quite apart from the headache and the potential lost rent, when you consider your agent will charge you a reletting fee often equal to a...
Why you might choose to put your savings into an offset account rather than a high interest savings
Big asterix up front – not financial advice, check with your professional financial advisers etc… but… it could make serious sense to put...
What happens at settlement (and do I have to be there?)
When you buy a property, or complete a refinance, the final step is called ‘settlement’ and resembles something like a stock room floor...
Interest only loans, why and what does it mean?
An interest only loan is a tool to help your cashflow, but recent changes in lending make them a little harder to qualify for. We look at wh
How a lender assesses your loan
There’s a basic process that all lenders follow in assessing your application, understanding this can get you in a better position for an...
Inspiration for the challenging times - subtitled why you might not get approved walking into your l
Some of my proudest moments are when the conversation starts with “I don’t think I can do anything at all” & with our guidance they do. I...
What is a split home loan?
A split loan is as simple as dividing your loan into two or more loans for the purpose of having different features on each split, or tracki
The stepping stone home gets you into your dream home.
I want to introduce you to the concept of the stepping stone house – that is, the house you can afford now which gets you into the market...
The simplest way to pay off your mortgage
The simplest way to pay off your mortgage sooner is to make bigger mortgage repayments and get the money into your loan sooner. Interest...
