Is your credit score... delicious or disgusting?
OK its a bad pun but we're using a hamburger as a reference so we will allow it. Equifax, one of the credit reporting bureaus, has...
Exciting times! Your broker has given you the green light to start shopping for your dream property
Your broker has given you the green light to start shopping for your dream property but what happens next? 1) Define what you want -...
There’s a lot of noise – a lot of noise – about the “fixed rate cliff” in the media
What is the fixed rate cliff? During Covid, many of us took advantage of the ultra low fixed rates on offer, and now these fixed rates...
What impacts your borrowing power?
When interest rates are high, borrowing power is substantially impacted – this is of course out of your control, so what is in your...
How does equity work?
Equity, is literally that part of the property that you own, ie: · If your home is worth $1,000,000 and you owe $650,000 then your...
Mortgage Prisoners
An ominous heading... and a serious topic. Mortgage prisoners is a term coined to reflect borrowers who are paying a higher than...
Pre-approvals in a rising interest rate market.
The current lending market is a moving feast, and very challenging to keep up with – especially when you’re actively looking for your new...
Your data and security
As mortgage brokers we are privileged with your trust, and this includes obviously providing us with significant amounts of your personal...
Finalist 2022 Connective NSW Empowerment award
Once again we are honoured to be named as a finalist amongst some absolutely stellar company for the NSW Empowerment awards. It sounds...
Buy Now Pay Later – the Bad, Bad and very ugly
Buy now, pay later (BNPL) offers are increasingly popular, we get it – its simple and easy and if you have the cash anyway why not use...