Amortisation...what is it?
Amortisation: To pay off principle and interest under a loan over a period of time. Amortisation is the actual function of repaying your...
Budget....is not a dirty word
How many of us know what it actually costs us to run our lives? Such a simple thing but the answer is often unknown, I am inviting you to...
6 rules for self employed borrowers
Self Employed borrowers tend to have complicated structures and accounts, and because they legitimately incur expenses in the course of...
Are you ready to buy your first home?
My article for the Western Weekender https://issuu.com/weekenderpenrith/docs/property10march/16 Getting a deposit together & buying your...
You're moving on, but should you sell or keep your old home?
Keep or sell? So, you have outgrown your lovely home & you’re ready to upgrade to the new mansion. There is an overriding rule in...
What your broker and your PT have in common
As published in the Western Weekender Am I the only one who feels like an uncoordinated dunce at the gym? And I have private lessons too,...
Changing jobs - reader question
This comes up so often, lets have a quick chat about changing jobs right before you buy, anything. A reader question: “Just wondering if...
What does your home loan calculator tell you?
Home loan calculators are an excellent way to start your foray into property – how much can you borrow, what would this make the...
Everything you ever wanted to know about loans, explained in simple terms.
A AAPR: Also referred to as a Comparison rate, the Average Annualised Percentage Rate reflects the total cost of your loan by taking into...