The Impact of Stage Three Tax Cuts on your Borrowing Capacity
As Australia sees the implementation of the stage three tax cuts, many Australians are curious about how these changes will affect their...
Debunking the Myth: Does Weekly or Fortnightly Repayments Really Pay off Your Loan Faster?
How do weekly repayments help you pay your loan off sooner? (Fortnightly works too!) Quite simply, and a two fold effect: 1 – The sooner...
What is a portable loan?
What is special about a ‘portable loan’? A question from a reader “ I believe our loan is a portable loan so that means we can take it...
Standard Variable Rate
Standard Variable Rate: An interest rate, which is applied to a loan. These may have features such as redraw facility, construction,...
Fixed rate...to fix or not to fix?
Fixed Rate: An interest rate set for an agreed term. Eg. for 2, 3, or 5 years. Fixed rates are akin to a contract – you agree to pay the...
Buying with Friends or Family!
In our area we are blessed to be surrounded by plenty of land, open space, and a lot of it is acre lots and over. And we desire it, we...
What is a Deposit Bond?
What is a Deposit bond? A deposit bond replaces the deposit you are required to pay when the home you are buying is “exchanged” (that is,...
Budget....is not a dirty word
How many of us know what it actually costs us to run our lives? Such a simple thing but the answer is often unknown, I am inviting you to...
Break costs...explained
Break costs: A cost incurred for paying out a loan balance on a fixed term loan before the term has expired. In shorthand these are a...
How do equity home loans work?
When we talk about an equity home loan today, we are referring to a line of credit, or a loan where you can easily access money right up...
