The Impact of Stage Three Tax Cuts on your Borrowing Capacity
As Australia sees the implementation of the stage three tax cuts, many Australians are curious about how these changes will affect their...
There’s a lot of noise – a lot of noise – about the “fixed rate cliff” in the media
What is the fixed rate cliff? During Covid, many of us took advantage of the ultra low fixed rates on offer, and now these fixed rates...
What impacts your borrowing power?
When interest rates are high, borrowing power is substantially impacted – this is of course out of your control, so what is in your...
Radio 3AW and Brett Sutton talk HECS Debt (not that Brett Sutton, our Brett)
Brett was asked to speak to Victorian radio station 3AW about impending increases to HECS debt - government backed student loans - and...
Rates rise and property prices fall, but you're not as screwed as you think | finder.com
It's a scary time to be buying a home, but there's always a silver lining. by Richard Whitten We're invited to comment on an article for...
What is a portable loan?
What is special about a ‘portable loan’? A question from a reader “ I believe our loan is a portable loan so that means we can take it...
Do I need to refinance?
When refinancing isn’t the best option. Sometimes people come to me and ask for a refinance, but they’re basically happy with their...
Redraw Facility...great for emergencies!
Redraw Facility: If you have made any lump sum or additional principal repayments to your loan account, you can access those extra...
Refinancing...
Refinancing: This means that you switch your current loan from one lender to another; this might be to save interest, to access equity or...
Standard Variable Rate
Standard Variable Rate: An interest rate, which is applied to a loan. These may have features such as redraw facility, construction,...
