Bridging loans exposed
What a bridging loan does is essentially gives you the finance to buy a new property without your old home being sold, yet. This gives...
How to get into your first home
This week I met with a gorgeous couple who are rapidly saving for their first home, but, given prices in Sydney and the cost of rent the...
What is a portable loan?
What is special about a ‘portable loan’? A question from a reader “ I believe our loan is a portable loan so that means we can take it...
Thinking about property investment? Start with the ending for a clearer path.
Knowing what you want to achieve and why you are investing in property means you can choose better, tastier options that are more likely...
Do I need to refinance?
When refinancing isn’t the best option. Sometimes people come to me and ask for a refinance, but they’re basically happy with their...
A small renovation, like a new kitchen, could cost you as little as $40 a week, or nothing at all if
Most of us are living with at least one home feature that we don’t love – a kitchen, a bathroom, old deck or lack of car accommodation –...
Redraw Facility...great for emergencies!
Redraw Facility: If you have made any lump sum or additional principal repayments to your loan account, you can access those extra...
Refinancing...
Refinancing: This means that you switch your current loan from one lender to another; this might be to save interest, to access equity or...
Rate cut - astounding!
At the RBA meeting today the decision was made to cut interest rates by 0.25% to an absolutely unheard of 1.5% official cash rate - on...
Beware the cost of lost opportunity
Occasionally we are presented with opportunities that we know or believe would make a difference in our lives – and sometimes they are...
