Mind the gap
On the subject of budgeting again....I spoke recently in a group of business women and we touched on budgeting which is not my...
What is negative gearing?
Quite simply, negative gearing is when the costs of your investment exceed the income in that financial year – when talking about...
Why you might choose to put your savings into an offset account rather than a high interest savings
Big asterix up front – not financial advice, check with your professional financial advisers etc… but… it could make serious sense to put...
What happens at settlement (and do I have to be there?)
When you buy a property, or complete a refinance, the final step is called ‘settlement’ and resembles something like a stock room floor...
How a lender assesses your loan
There’s a basic process that all lenders follow in assessing your application, understanding this can get you in a better position for an...
Inspiration for the challenging times - subtitled why you might not get approved walking into your l
Some of my proudest moments are when the conversation starts with “I don’t think I can do anything at all” & with our guidance they do. I...
What is a split home loan?
A split loan is as simple as dividing your loan into two or more loans for the purpose of having different features on each split, or tracki
The stepping stone home gets you into your dream home.
I want to introduce you to the concept of the stepping stone house – that is, the house you can afford now which gets you into the market...
The simplest way to pay off your mortgage
The simplest way to pay off your mortgage sooner is to make bigger mortgage repayments and get the money into your loan sooner. Interest...
Why you still might not be able to borrow - even if you have a lot of equity.
It can happen that you can have a property with a lot of equity, or you have a very large deposit, but we tell you that your income isn’t...
