Changing to a new home
For almost everyone there comes the time when we want to / need to change our address. Sometimes it’s a move within the suburb – and...
Yield. What's that?!
Yield, quite simply - the cash return you get from leasing your property, expressed as a percentage. For example: A property is valued at...
Why having a lot of equity doesn't mean you can borrow more.
It seems one of the hardest things to understand as a consumer, why your maximum loan amount has relatively nothing to do with the equity...
What I worry about when you sell up and move to the coast
Recently a friend of mine announced she was moving to the coast – once I got over my jealousy (J) I wanted to suggest to her that she...
Reader question on consolidating and credit scores
A reader question: A question about debt consolidation. I want to consolidate my debts as I know that it would help me to lower the...
Who should not buy off the plan?
Buy now, make money in your sleep!! Great when it works – and I won’t deny it can. But buying off the plan is not without its own risks –...
The Importance of being upfront with any problems.
Stuff happens. We don’t like it & often it’s not our intention. If that ‘stuff’ impacts your credit file its very important to be upfront...
Should you save your deposit or pay off your debts first - First Home Buyers
For first home buyers the question is should I pay off my debts first or put more money into savings? There's a different answer for dif
How home equity loans work, and who they suit best.
How and why you would use a home equity loan or a line of credit. Typically suited for investors, this type of loan requires you to make int
Could your credit card cost you an extra bedroom or force you to change suburb?
Your credit card could cost you $80,000 or a change of suburb In testing what a lender feels you can afford to borrow for your home,...
