DTI - the ratio of your debt to your income - and why it can change the home you're buying
APRA - the regulatory body for banks and lending - have mandated some controls for lenders to assess your lending capacity, and one that...
Another reason to can your Buy Now Pay Later accounts... if you ever needed one...
We've recently written about the impact of Buy Now Pay Later (BNPL) accounts on your lending prospects, recently APRA have mandated that...
Buy Now Pay Later – the Bad, Bad and very ugly
Buy now, pay later (BNPL) offers are increasingly popular, we get it – its simple and easy and if you have the cash anyway why not use...
Rates rise and property prices fall, but you're not as screwed as you think | finder.com
It's a scary time to be buying a home, but there's always a silver lining. by Richard Whitten We're invited to comment on an article for...
The fixed rate quandary
This article is really only pertinent in the current rate environment which is mid 2022 – with the Reserve Bank increasing interest rates...
Federal election campaigns target first home buyers, but is all what it appears to be?
Interesting weekend for First Home Buyers this past weekend, and we are already getting calls in relation to some of the announcements so...
How to buy a home with no deposit
It’s not for everyone, but it’s not impossible to buy a home in Australia with no deposit – you will need to meet certain criteria, lets...
Is this the worst time in a decade to buy a home?
Kate Burke for Sydney Morning Herald article https://www.smh.com.au/property/news/is-this-the-worst-time-in-a-decade-to-buy-a-home-202203...
When is the best time to buy?
Borrowers right now are showing some hesitancy, the talk of interest rate rises and property price drops are giving would be buyers some...
2022 Property Trends
Amelia Hetherington from Mozo asks our opinion on property trends to watch this year. https://mozo.com.au/home-loans/articles/looking-to-...
