LVR - Loan to Value Ratio
Loan to Value Ratio (LVR): The percentage of the value of the property that you propose to borrow. Why is this important? Well if you are...
Interest only loans
Interest-Only Loan: Under an interest-only loan, usually the borrower makes no principal repayments. The repayments are for the amount of...
Passing on the right advice to your kids
I’m not sure if it’s a throw back to a proper European upbringing or just new Australian etiquette but Australians are both afraid of...
Equity...the bit of property you own!
Equity: The value which an owner has in an asset over and above the debt against it. Eg the difference between the value of a property...
Solo women are savvy in property
If you’re female and thinking about going solo in a property purchase, you are in excellent company. It could be the type of client I...
What is a Deposit Bond?
What is a Deposit bond? A deposit bond replaces the deposit you are required to pay when the home you are buying is “exchanged” (that is,...
What does a broker do?
First up – I have an amazing job that I love and even better it’s a win – win, the better I do for you the better it is for me. I’m a...
First Home Buyer - are you a potential rent-vestor?
It might sound crazy but the first home you buy – may not be your own. If you’re a first home buyer in Sydney you’re not wrong if you...
Understanding capital gains tax
Lets talk about investing and capital gains tax The number one reason I hear for not investing in property is “I don’t want to pay...
Risk: what's your appetite?
Risk is different for everyone, for some it’s a walk down an alley at night – for others a plane flight. When we think about risk in...
