Why I love being a mortgage broker
First up – I have an amazing job that I love and even better it’s a win – win, the better I do for you the better it is for me. I’m a...
A small renovation, like a new kitchen, could cost you as little as $40 a week, or nothing at all if
Most of us are living with at least one home feature that we don’t love – a kitchen, a bathroom, old deck or lack of car accommodation –...
Rate cut - astounding!
At the RBA meeting today the decision was made to cut interest rates by 0.25% to an absolutely unheard of 1.5% official cash rate - on...
Beware the cost of lost opportunity
Occasionally we are presented with opportunities that we know or believe would make a difference in our lives – and sometimes they are...
Fixed rate...to fix or not to fix?
Fixed Rate: An interest rate set for an agreed term. Eg. for 2, 3, or 5 years. Fixed rates are akin to a contract – you agree to pay the...
Buying with Friends or Family!
In our area we are blessed to be surrounded by plenty of land, open space, and a lot of it is acre lots and over. And we desire it, we...
What is special about a ‘portable loan’?
Most lenders offer portability with their home loans, but what does that actually mean? If your loan is portable it means you can change...
LVR - Loan to Value Ratio
Loan to Value Ratio (LVR): The percentage of the value of the property that you propose to borrow. Why is this important? Well if you are...
Solo women are savvy in property
If you’re female and thinking about going solo in a property purchase, you are in excellent company. It could be the type of client I...
What is a Deposit Bond?
What is a Deposit bond? A deposit bond replaces the deposit you are required to pay when the home you are buying is “exchanged” (that is,...
