The consolidation question – when consolidating your debts makes sense – and when it doesn’t
The consolidation question – when consolidating your debts makes sense – and when it doesn’t One smaller repayment sounds brilliant, but...
What the *heck* is going on with interest rates at the moment?
Oh my, what a mess! I’m hearing so many complaints that interest rates are going up outside of RBA movements, and you’re right. They are....
The Importance of being upfront with any problems.
Stuff happens. We don’t like it & often it’s not our intention. If that ‘stuff’ impacts your credit file its very important to be upfront...
Could your credit card cost you an extra bedroom or force you to change suburb?
Your credit card could cost you $80,000 or a change of suburb In testing what a lender feels you can afford to borrow for your home,...
Pitfalls and process of taking out a new loan
Pitfalls and processes of taking out a new loan or buying a new home • Reduce the stress of the whole process • speed up approvals •...
When is interest calculated on your home loan?
End of the day - how can you save interest? Knowing how it works might convince you to use the system. Simple tips clearly explained.
When do home loan repayments start?
When do repayments start, and more importantly when should you make your repayments? Do weekly repayments work better than monthly, indeed t
What is a comparison rate?
Does a comparison rate really adequately compare home loans? What does it actually do? Take a deeper look into the government legislated com
Myth busting: Brokers choose their loans based on commission. Rubbish.
Thats the the point - the better I look after you the better I am looked after, it's a win-win scenarios. I never even look at the commi
Lenders loan limits - what is LVR?
Lenders use a term called LVR – loan to value ratio – which represents your loan as a percentage of the security property value. We’re...
