How can I best use my offset account
How to use an offset account for maximum benefit - and what to do if an offset isn't suitable for you
The Impact of Stage Three Tax Cuts on your Borrowing Capacity
As Australia sees the implementation of the stage three tax cuts, many Australians are curious about how these changes will affect their...
Good morning - welcome to a new tax year
Welcome to the 2025 financial year - the great news is from today you will receive more cash in your pay packet - winning!! The tough...
What is a Mortgage Broker?
A mortgage broker is a financial intermediary who acts as an intermediary between borrowers seeking mortgage loans and lenders who...
State buyer support programs - the good and the bad
QLD, Victoria and New South Wales have all released programs to support buyers purchasing their first home as a key worker, a single...
Are home loan rates going to drop?
This has to be the top question on all borrowers minds right now, and for good reason – interest rates are as high as they have been in...
Lenders are now reporting your “on time” payment history – and it matters, a lot.
Lets delve into the evolution of credit reporting in Australia, specifically focusing on RHI reporting. Before 2020, credit reports...
What is an offset account? How it can save you $1,000s
Article by Sean Callery for money.com.au What is an offset account? An offset account is a home loan feature that allows you to use your...
Debunking the Myth: Does Weekly or Fortnightly Repayments Really Pay off Your Loan Faster?
How do weekly repayments help you pay your loan off sooner? (Fortnightly works too!) Quite simply, and a two fold effect: 1 – The sooner...
Self employed lending has undergone a revolution
Self employed lending has always been a beast to stay on top of, and mainly because of the variety of policies that lenders employ to...
