What is an offset account? How it can save you $1,000s
Article by Sean Callery for money.com.au What is an offset account? An offset account is a home loan feature that allows you to use your...
Debunking the Myth: Does Weekly or Fortnightly Repayments Really Pay off Your Loan Faster?
How do weekly repayments help you pay your loan off sooner? (Fortnightly works too!) Quite simply, and a two fold effect: 1 – The sooner...
A little story for our first home buyers
So, recently, I had a chat on the footy sideline with a great guy; he’s young, ambitious, having a real go at life – lets call him Josh,...
Is your credit score... delicious or disgusting?
OK its a bad pun but we're using a hamburger as a reference so we will allow it. Equifax, one of the credit reporting bureaus, has...
Exciting times! Your broker has given you the green light to start shopping for your dream property
Your broker has given you the green light to start shopping for your dream property but what happens next? 1) Define what you want -...
Radio 3AW and Brett Sutton talk HECS Debt (not that Brett Sutton, our Brett)
Brett was asked to speak to Victorian radio station 3AW about impending increases to HECS debt - government backed student loans - and...
Home Guarantee Scheme extensions 🎉
The Home Guarantee Scheme has been expanded with some significant changes which will benefit more potential home buyers. Some of these...
Mortgage Prisoners
An ominous heading... and a serious topic. Mortgage prisoners is a term coined to reflect borrowers who are paying a higher than...
Pre-approvals in a rising interest rate market.
The current lending market is a moving feast, and very challenging to keep up with – especially when you’re actively looking for your new...
Buy Now Pay Later – the Bad, Bad and very ugly
Buy now, pay later (BNPL) offers are increasingly popular, we get it – its simple and easy and if you have the cash anyway why not use...
