Lenders are now reporting your “on time” payment history – and it matters, a lot.
Lets delve into the evolution of credit reporting in Australia, specifically focusing on RHI reporting. Before 2020, credit reports...
Debunking the Myth: Does Weekly or Fortnightly Repayments Really Pay off Your Loan Faster?
How do weekly repayments help you pay your loan off sooner? (Fortnightly works too!) Quite simply, and a two fold effect: 1 – The sooner...
Self employed lending has undergone a revolution
Self employed lending has always been a beast to stay on top of, and mainly because of the variety of policies that lenders employ to...
A little story for our first home buyers
So, recently, I had a chat on the footy sideline with a great guy; he’s young, ambitious, having a real go at life – lets call him Josh,...
What's on your credit report & how long will it be there for?
Our friends at LoanU have produced this handy guide to how long adverse notes on your credit report will remain.
10 Tips to get the best valuation - from a valuer
Our friends at WBP group have offered some salient tips to get the best from your valuation - check out their top 10 and download their...
Is your credit score... delicious or disgusting?
OK its a bad pun but we're using a hamburger as a reference so we will allow it. Equifax, one of the credit reporting bureaus, has...
Exciting times! Your broker has given you the green light to start shopping for your dream property
Your broker has given you the green light to start shopping for your dream property but what happens next? 1) Define what you want -...
A plea from a credit repair specialist, protect your credit report and credit score
Victoria Coster of Credit Fix Solutions is a recognised expert in the credit repair industry and she has asked us to share that she is...
There’s a lot of noise – a lot of noise – about the “fixed rate cliff” in the media
What is the fixed rate cliff? During Covid, many of us took advantage of the ultra low fixed rates on offer, and now these fixed rates...
