Risk: what's your appetite?
Risk is different for everyone, for some it’s a walk down an alley at night – for others a plane flight. When we think about risk in...
Bridging Finance...how does it work?
Bridging Finance: A loan taken where the purchaser wishes to buy a new property before selling their existing property. The lender will...
How do we go about building a new home?
Are you considering buying a house and land package or buying vacant land and building a new home? I absolutely love building; I...
Budget....is not a dirty word
How many of us know what it actually costs us to run our lives? Such a simple thing but the answer is often unknown, I am inviting you to...
Break costs...explained
Break costs: A cost incurred for paying out a loan balance on a fixed term loan before the term has expired. In shorthand these are a...
How do I qualify for a loan
How do I qualify for a home loan? While lending is a fast pace, rapidly changing world with new policies and products released constantly...
What does refinance a loan mean?
To refinance a loan means (often) to switch provider or lender in order to get a better interest rate and save money. This works because...
Amortisation...what is it?
Amortisation: To pay off principle and interest under a loan over a period of time. Amortisation is the actual function of repaying your...
How do equity home loans work?
When we talk about an equity home loan today, we are referring to a line of credit, or a loan where you can easily access money right up...
Do I need a preapproval?
Do I need a preapproval? A home loan pre-approval basically says “here you go, you can borrow this much, according to our borrowing...
