Common questions first home buyers have.
How much can I borrow & how much can I spend? Pretty much first question – how much will the banks lend me – to which I add, how much do...
Buying property in other locations when metro is too expensive
When CBD prices surge its tempting to look at alternative locations to get into the property market, and I totally agree with looking at...
Renovating to sell
It’s a natural urge to want to present your home at it’s best before you sell but can I ask you to pause before you start a full scale...
How to find and keep a tenant for longer.
Quite apart from the headache and the potential lost rent, when you consider your agent will charge you a reletting fee often equal to a...
Why you might choose to put your savings into an offset account rather than a high interest savings
Big asterix up front – not financial advice, check with your professional financial advisers etc… but… it could make serious sense to put...
What happens at settlement (and do I have to be there?)
When you buy a property, or complete a refinance, the final step is called ‘settlement’ and resembles something like a stock room floor...
Interest only loans, why and what does it mean?
An interest only loan is a tool to help your cashflow, but recent changes in lending make them a little harder to qualify for. We look at wh
How a lender assesses your loan
There’s a basic process that all lenders follow in assessing your application, understanding this can get you in a better position for an...
Inspiration for the challenging times - subtitled why you might not get approved walking into your l
Some of my proudest moments are when the conversation starts with “I don’t think I can do anything at all” & with our guidance they do. I...
What is a split home loan?
A split loan is as simple as dividing your loan into two or more loans for the purpose of having different features on each split, or tracki
