What is a comparison rate?
Does a comparison rate really adequately compare home loans? What does it actually do? Take a deeper look into the government legislated com
Myth busting: Brokers choose their loans based on commission. Rubbish.
Thats the the point - the better I look after you the better I am looked after, it's a win-win scenarios. I never even look at the commi
Lenders loan limits - what is LVR?
Lenders use a term called LVR – loan to value ratio – which represents your loan as a percentage of the security property value. We’re...
I will review all of my financial accounts - say it like a mantra....
Mortgage accounts, bank accounts, credit cards – all of them usually have a fee attached and you may not be happy when you work out how...
Renting and having trouble saving a deposit?
Looking for clues to help you save a deposit while renting? Buying your first home?
What you pay while you're building your brand new home
Buying land and building a home in NSW follows the following rough schedule and here’s what you can expect to pay as you’re building....
What is special about a ‘portable loan’?
Most lenders offer portability with their home loans, but what does that actually mean? If your loan is portable it means you can change...
Mind the gap
On the subject of budgeting again....I spoke recently in a group of business women and we touched on budgeting which is not my...
Stuff: that is stuffing up your budget
OK full disclosure: I am not a fan of “stuff” (and for the record, shoes are NOT stuff). So I’m not the type to buy unnecessary stuff...
What is negative gearing?
Quite simply, negative gearing is when the costs of your investment exceed the income in that financial year – when talking about...
